Welcome to the Sunday Discussion segment! Each week here on Geek Alabama, Sunday Discussion will feature a serious topic that needs to be featured and talked about. You can “discuss” it on your own social media networks as comments are banned here on Geek Alabama.

There’s a new wave of predatory lenders on the market.

Though “cash-advance” apps talk about fighting big banks, they make millions off of outrageous APR and hidden fees.

Some borrowers are paying 4-figure interest rates — but these fintech companies still ask for a tip.

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