Car crashes can occur unexpectedly and can cause distressing situations. Even if you’re a vigilant driver, you may encounter such incidents. Therefore, It’s crucial to be aware of the necessary steps to take after a car accident to guarantee your and others’ safety.
Things to Do After a Car Accident
Here are some immediate actions you should take after being involved in a car accident:
1. Clear Traffic
To prevent further accidents, it is best to remove your car from the center of traffic. Try to get the vehicle onto the shoulder or another secure place off the road. This way, it is much easier for emergency professionals to come and help.
2. Check For Injuries And Call 911
Once you have ensured everyone is safe after the accident, you should take the initiative to contact emergency services for anyone injured. It is advisable to seek medical attention promptly after a car accident, even if you think you haven’t been injured.
3. Exchange Information
It’s important to obtain information from the other party involved in the accident. This should include names, contact information, insurance information, and license plate numbers. If there were witnesses, you should get their contact information as well. This data could be useful in the event of taking legal action or filing an insurance claim.
4. Take Photos
Capture photos of the accident site, which includes any damages to the vehicles involved and injuries sustained, skid marks, debris, etc. This documentation can be used to support your insurance claim and may also be useful if legal action is necessary.
5. Cooperate With Emergency Personnel
If paramedics or other emergency personnel arrive on the scene, provide them with any information they need and follow their instructions. You may need to sign a medical release form. This will provide the practitioners with permission to share information regarding your health with your insurance provider.
Common Injuries After A Car Accident
Car crashes can result in several injuries, from minor bruises and cuts to more serious injuries that require medical attention. Here are a handful of the common injuries ensuing from motor vehicle accidents:
Neck injuries caused by movement of the head are called whiplash. Such an injury happens when the neck is forcefully snapped forward or backward, stretching it beyond its normal limits. It is a common injury in rear-end collisions and can cause pain, stiffness, and limited range of motion in the neck.
2. Broken Bones
A motor vehicle accident can lead to serious fractures, particularly in the arms, legs, and ribs. Such injuries can be excruciatingly painful and may necessitate surgical procedures or further medical interventions.
3. Head Injuries
Car crashes can take a toll on the human body, particularly in terms of traumatic brain injuries (TBI) and other types of concussions. From dizziness to confusion and even loss of consciousness, a person may experience certain signs and symptoms from such a collision-induced injury; headaches being one of the most common.
4. Psychological Injuries
Car accidents can also result in psychological injuries, including post-traumatic stress disorder, anxiety, and depression. These injuries can have long-term effects and may require counseling or other forms of treatment.
How to File a Car Accident Claim?
Filing an insurance claim is necessary after being involved in an automobile incident. To do so, there are some steps that should be taken:
1. Contact Your Insurance Company
The first step is to contact your insurance company. They should be informed of all relevant details, such as when and where it happened, and also the names and contact details of any other driver(s) involved. Providing this information will help them process your claim quickly.
2. Provide Information
When filing an accident claim with the insurance company, they may require certain pieces of evidence to assess the situation. This could range from a police report to pictures of the accident site and any resulting car damages.
3. Determine Fault
In order to determine who was at fault in the accident, the insurance company will carry out an investigation. This process involves obtaining witness statements, analyzing police reports, and inspecting any relevant physical evidence.
4. Estimate Damages
The insurance company will calculate how much money it will cost to repair or replace your damaged car as well as any other items that were impacted. They’ll also estimate any medical bills resulting from this unfortunate event.
5. Consider Legal Action
You may need to consider legal action if you’re not completely satisfied with the offered settlement. To do so, you can partner with a Houston car accident lawyer to help you understand your legal options and rights and represent you in court if necessary.
Being involved in a car accident can be a scary and stressful experience, but understanding how to handle it can help reduce the strain. Remember to keep the above-mention tips in mind to ensure your safety, both physical and financial.